Prudent, consistent and cost effective allocation to best of breed managers drives outperformance in the long term.
Symphony believes in out-performance through two main factors:
– Business cycle Investing: setting asset allocations to reflect a given stage of the economic cycle.
– Allocating to best of breed managers: selecting fund managers who are best positioned to deliver out-performance in their particular sector.
Investors who are looking for risk managed portfolios available to suit a wide range of objectives.
Investors looking for access to third party, institutional quality management.
Investors looking for cost effective and diversified portfolio construction, with a focus on the most liquid asset classes and funds.
| Investing Style | Traditional |
|---|---|
| Allocation Type | Equity & Bond |
| Apporach | Diversified Portfolio of independent 3rd party funds |
| No. of Risk Profiles | 5 |
| Risk Profile Calibration | Dynamic Planner; Finametrica |
| Holdings Universe | UCITS funds |
| Currencies Available | EUR/GBP/USD |
| Minimum Investment | 50,000 |
| Annual Managament Charge | 0.75% |
| Ongoing Charge Figure | 1.17% |
Stages of the typical business cycle. What can we expect from the economy and markets?
End Cycle
Contracting
Early Cycle
Recovery
Mid Cycle
Expansion
Late Cycle
Slowdown
Closely tracking the business cycle, prepared to increase exosure to bonds where necessary, and equities when there are clearer skies ahead, Symphony then identifies and allocated to the best fund managers globally across both equity and bond asset classes.
Our Investment Committee assess where each main market is in its business cycle to weight in favour of theose with an economic tailwind
Portfolios are constructed with tight risk controls to ensure that performance and volatility are aligned with a chosen risk category.
The team researches, screens and selects funds managers that we feel are best positioned to deliver outperformance.
Ongoing portfolio management means regularly reviewing portfolio construction and underlying fund manager performance.
Symphony’s asset allocation will be dependent on the investment profile selected. The below is a typical asset allocation for the Symphony 5 profile. The asset allocation is both risk profile and currency dependent.
We offer five levels of investment risk across the Symphony range to cater for those looking to maximise capital growth, those looking for capital preservation and for all those in between.
| Fund Name | Holding |
|---|---|
| Vanguard Global Bond Index | 11.0% |
| HSBC FTSE100 | 8.0% |
| HSBC FTSE All Share Index | 7.5% |
| Marlborough Global Bond | 6.0% |
| Fidelity Index US P Inc | 5.0% |
| HSBC American Index | 5.0% |
| Schroder UK Corporate Bond | 5.0% |
| TB Evenlode Income B Inc | 4.5% |
| Aegon High Yield Bond | 4.0% |
| Cash | 4.0% |
Provides access to our discretionary management expertise and utilises our proven centralised investment process.
A globally diversified portfolio, gaining access to some of the world’s leading fund management talent.
An ongoing management solution, which will adjust your portfolio to keep on track with your longer term objectives.
Symphony MPS is available in a range of tax-efficient wrappers, including Individual Savings Accounts (ISAs), offshore bonds, and Self-Invested Personal Pensions (SIPPs) or in a General Investment Account (GIA).
Dynamic portfolio rebalancing ensures consistent adherence to risk profile and active management.
